God creates everything in this world and everything in the world belongs to him (Psalm 24:1). We are only temporary stewards of our money and possessions. As temporary steward for our money, we must spend it wisely on useful things instead of wasting them on things that harm our relationships with God. For example, it is wrong to spend money on beer to get drunk on holiday season. For some people, they have a weakness when coming to handling money (1 Corinthians 10:13). For example, they will overspend their credit cards when they have credit cards so that they become seriously in debt. Some people are greedy for money and will spend all their money on gambling when they have some money to spare. We must learn to have self control and not spend things that are useless for us (1 Corinthians 10:31; Proverbs 25:28; Titus 1:7-8). We must always live within our means and spend only what we earn (Hebrews 13:5). Wasting is a sin (John 6:12).
Many Christians love money more than they love God. Money and their career is the priority of their lives. We must never let money take the first place over God in our lives. We must always spend time in prayer, bible study, and worship every day no matter how busy we are. If you are so busy with your work that you have no more time for God, you will find yourself growing further and further away from God.
Materialism is no good because it will drive you away from God (Luke 12:15). It will make you become stingy and selfish with your money to God. You will become stingy in giving tithe and offerings to the church if you let money control you (Malachi 3:9-12; 2 Corinthians 9:7). Giving tithe is necessary because it belongs to God. Jesus said we can only serve one master. You can either serve God or mammon (money). If you serve God, God will be in charge of your life. If you set your eyes on money only and serve it, you will become a slave to it.
We cannot take our money and possessions with us when we die. Everyone will die one day. When you die, your soul will leave your body and it will either go to heaven or hell depending on whether you have been faithful in following his commandments while on earth (Matthew 25:46; John 14:33). If you serve God and do all his commandments, you will have rewards in heaven that can never rot and stolen. You will be able to live eternally in heaven if you faithfully follow Jesus Christ and do his commandments during your lifetime. Therefore, it is wiser to store up treasures in heaven than to hoard your money on earth (Matthew 6:19-21; Luke 12:33).
We all need money to live but we should always put God first in our lives. When someone in need comes to borrow from you, you must not be stingy and turn that person away (Luke 16:9). Doing so means you are not a disciple of Christ as the second most important commandment in the bible is to love others as yourself. If you have debt, you must take up the responsibility to pay it until it is completely cleared (Romans 13:7-8; Psalm 37:21; Luke 16:11). Not paying your debt when you have the money to do is a sin (Hebrews 10:26). We are not to be stingy but be generous in using money in good ways (Luke 6:38; Deuteronomy 16:17).
In addition, we must be honest when coming to handling money (Luke 16:10). For example, if you are responsible for managing the finance of your company, you must not secretly take some money for your own even if you promise to pay back later or is in dire financial circumstances (Luke 16:8). Embezzling the company’s money is a kind of theft. If you are a cashier, you must try to pocket some of the money from the cashier machine every now and then. If you cannot be trusted in handling a small amount of money, no one will trust you with managing a large amount of money (Exodus 20:15; Ephesians 4:28; Romans 13:9).